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Oh! I can Afford that… The Affordability Myth

Last Updated on: 24 February, 2014   Aniket Vaishnav

what is actually affordable

Thinking you can afford certain things and actually being able to afford them are two different things. Be it a car, a house, latest smartphone or even those clothes you bought off sale; can you really afford it? Things are getting easier if you are planning to make a purchase these days isn’t? You don’t […]

Filed Under: Personal Finance Tagged With: forced savings, how to save, Manage your own money, Savings Habit

A loan without EMI: Reverse Mortgage

Last Updated on: 21 February, 2014   Aniket Vaishnav Leave a Comment

what is Reverse Mortgage

Reverse Mortgage is one such loan, wherein the borrower does not have to pay the EMIS but instead receives tax free income from the lender. Find out more about this financial product and how it works. Loans are typically products that would make you end up with a burden of EMIs for a long period […]

Filed Under: Loans, Personal Finance Tagged With: Home Loans, reverse mortgage, reverse mortgage in India, reverse mortgage scheme in India, tax for senior citizens in india, tax free income

Why we never end up saving ‘Enough’

Last Updated on: 18 February, 2014   Aniket Vaishnav Leave a Comment

how to save, saving for retirement

So often we realize that no matter what we do, we are never able to save ‘enough’. Why is it so? Why we can’t save enough? All of us work hard for a good life. Healthy life that can take care of medicals, bills, kids, their education, a car; later on in life a house […]

Filed Under: Personal Finance Tagged With: forced savings, How to Invest, how to make money, how to save, make money, Money Saving Tips, save enough, Savings, Savings Habit

Why we love our Local stores and why it makes sense to visit them often

Last Updated on: 15 February, 2014   Aniket Vaishnav Leave a Comment

departmental stores vs neighbourhood shops

With the growth of the Mall Culture, why should one also frequent the local store every once in a while for their shopping needs? It does seem to make sense on a lot of levels. There are malls and departmental stores everywhere and with that there are sales, discounts, offers, and special deals all over. […]

Filed Under: Personal Finance Tagged With: Bargains, departmental stores vs local shops, Discounts and Offers, malls vs neighbourhood stores, sales tactics, shopping

How to make Valentine’s Day Special without going broke

Last Updated on: 12 February, 2014   Aniket Vaishnav Leave a Comment

Celebrate Valentines Day on a budget

If you are looking to make you loved one feel special this Valentine’s Day but are on a tight budget; worry not, we have just the thing for you. It is that time of the year when there is no oxygen, pollution or fog or smog in the air but its only Love…. Love is […]

Filed Under: Personal Finance Tagged With: how to save money on valentines day, Money Saving Tips, Save money in India, valentines day on a budget

Changes in the PAN Card application from 3rd February 2014

Last Updated on: 27 January, 2014   Aniket Vaishnav 2 Comments

Changes in PAN card procedure

The PAN Card procedure is set to be more thorough and strict from 3rd February 2014. What are the changes, and how do changes in the PAN card procedure impact you? Read on. Getting a PAN or Permanent account number which is not only an identity proof, but also mandatory for various financial transactions and […]

Filed Under: Personal Finance, Taxes Tagged With: changes in pan card application, changes in the PAN card procedure, Income Tax, PAN card, PAN card application, PAN card procedure

Why there is no such thing as “Right Time for Investing”?

Last Updated on: 24 January, 2014   Aniket Vaishnav Leave a Comment

Investment timing, timing the markets

We are always worried about when is the right time to invest and when is the right time to buy and sell. It can actually be your biggest Investment mistake, read on why. As an investor we often come across a dilemma about what is the right time to invest in a certain type of […]

Filed Under: Investments, Personal Finance Tagged With: Gold Investment, Gold Vs Silver, Investment Mistakes, right time to invest, right time to invest in India, Stock Market Investments, timing the markets

8 ways to Make money from Nothing, almost!

Last Updated on: 20 January, 2016   Aniket Vaishnav 6 Comments

Make money doing nothing

Making money from nothing at all is possible as there are genuine ways to earn money online in India and offline too, and it can be a legitimate income source for you. Read on to get started. We all want to make money doing nothing, or almost doing nothing, and the kind of world we […]

Filed Under: Careers, Entrepreneurship, Personal Finance Tagged With: best way to earn money, extra money, how to make money, make money, make money from nothing, ways to earn money online in India

How to create wealth easily and get Rich soon: The Rat Race we are all part of

Last Updated on: 18 January, 2014   Aniket Vaishnav Leave a Comment

get rich quick make more money

We all strive to generate wealth and often times fail, or at times feel wealth creation in India is just impossible. But actually there is something wrong in our approach to wealth and that is the problem There won’t be anyone who wouldn’t want to generate wealth. I mean who wouldn’t want to be rich, […]

Filed Under: Personal Finance Tagged With: extra money, generate wealth, get rich quick, how to make money, make money, make money India, wealth creation

9 ‘Money’ things to do in 2014: Financial Roadmap for the New Year

Last Updated on: 2 January, 2014   Aniket Vaishnav Leave a Comment

New Year Financial resolutions

It is the start of 2014 and we all have many things to do, resolutions to make. Among those many things, there are some ‘Money’ things to be done in 2014 as well. Read on. It’s New Year!!! We are all positive and full of hope that the good things of 2013 carry on and […]

Filed Under: Personal Finance Tagged With: Finance for the New Year, Insurance, Investment Types, mediclaim, PPF, Recurring Deposit, Savings, SIP, Tax Saving Fixed Deposits

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