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7 Secured Credit Card Myths and Why Demystifying Them can Change Your Life

Last Updated on: 18 February, 2020   StepUpMoney Editorial Team Leave a Comment

credit-card-usage-misconceptions

A secured credit card is a category of credit card specially designed for people who cannot apply for a regular credit card owing to lacklustre credit rating. People having a limited or nil credit score may come across a situation where they are not able to secure regular credit cards. For them, the best credit […]

Filed Under: Personal Finance Tagged With: Credit Cards, credit cards in India, sensbile use of credit card

Individual Consultants And Freelancers, Too, Need Professional Insurance

Last Updated on: 27 May, 2019   Srinivasan Mahadevan Leave a Comment

insurance-required-by-all

If you’re a freelancer, gig worker, individual consultant or a contract worker, you’re part of one of the largest and fastest growing groups of professionals. Working independently as a contractor has a lot of benefits: freedom, better-earning prospects, and the opportunity to work in more than one industry simultaneously. These are just a few of […]

Filed Under: Insurance, Personal Finance Tagged With: Insurance, Investments, Life Insurance, Life Insurance Mistakes in India, Term Insurance, Term Plan

Why These 3 Child Plans are the Best Bet for Securing Your Child’s Future

Last Updated on: 13 March, 2019   StepUpMoney Editorial Team Leave a Comment

best-child-plans-for-your-kids

As parents, you want your child to scale the highest latitudes of success. Which is why you explore your capacity on every vertex and continually save portions of your income for future use. Given the fact that the higher education expenses continue to increase because of rising inflation, the chances are that your savings alone […]

Filed Under: Investments, Personal Finance Tagged With: Child Finances, Child Plan India, Child Plans, Children's Plans, Invest for Child, Kid's Money

Debt Consolidation: How Does It Affect Your Credit Score

Last Updated on: 18 December, 2018   Shiv Nanda Leave a Comment

debt-consolidation-credit-score

Debt consolidation may sound intimidating, but it shouldn’t scare you. In fact, debt consolidation is a helpful tool to manage multiple debts and their multiple due dates. When you consolidate your debt, you take a new loan to pay off your multiple existing loans. Ways to Consolidate Your Debt Here are 3 common ways of […]

Filed Under: Loans, Personal Finance Tagged With: credit score, debt, Loans in India

Do Fixed Deposits Help in Funding your Retirement?

Last Updated on: 29 November, 2018   Samant Sikka Chief Dreamer & Founder, Sqrrl.in Leave a Comment

Do Fixed Deposits Help in Funding your Retirement?

Retirement and financial security are synonymous to each other. Knowing that one day, the financial security that you’ve worked so hard to attain will no longer keep your mind at peace is indeed a troubling thing to come to terms with. Once retirement strikes, the cash flow stops and suddenly the bank balance dries up. […]

Filed Under: Investments, Personal Finance Tagged With: Bank Fixed Deposits, Company Fixed Deposit, Fixed Deposits, Tax Saving Fixed Deposits

6 Reasons why your cheque can bounce

Last Updated on: 25 July, 2016   Aniket Vaishnav 60 Comments

reasons-for-cheque-to-bounce

If you think this can be a very simple thing as to WHY your cheque may bounce… it is not. There are lot of factors to it, and here I am discussing the same today. Or atleast we think we know but at times ignore some important things for dishonour of cheque. Here are 6 […]

Filed Under: Personal Finance Tagged With: banking, Bounced Cheque, cheque, Cheque Dishonour, how to write a cheque, Reasons for Cheque Bounce

7 Common Career Change Mistakes to avoid

Last Updated on: 23 December, 2014   Aniket Vaishnav Leave a Comment

avoid these common mistakes in career change

We have been discussing about career change and various scenarios of reasons why career change is often the best choice for a lot of us or factors that could lead to a career change. However while you are at it, always think things through. Changing careers is not a piece of cake or as we […]

Filed Under: Careers, Personal Finance Tagged With: career change, career switch, entrepreneurship, Job loss, Money Management

8 Signs that tell Change of Careers is in Order

Last Updated on: 23 December, 2014   Aniket Vaishnav 2 Comments

Career Switch signs

Switching a career is a big decision, however there are times when switching a career is the best thing you can ever do. Here are 8 signs that tell its time to switch. Career, this six letter word is what at times defines our existence and to an extent moulds our lifestyle, personality and even […]

Filed Under: Careers, Entrepreneurship, Personal Finance Tagged With: Break after a job loss, career switch, entrepreneurship, Financial Lessons

Why is Owning a Home a Big Deal for so many?

Last Updated on: 14 December, 2014   Aniket Vaishnav 1 Comment

Why is owning a home so important

: Owning a house is a Huge deal for so many of us, that it becomes the only thing left in our lives. Is this thought process really healthy or is it wrong? Let us find out. Home or your humble Abode or your dream home or whatever you call it; buying a Home is […]

Filed Under: Personal Finance, Real Estate Tagged With: home buying, home buying is a big deal, home is a liability, Home Loan Eligibility, Home Loans, house buying, owning your home, real estate, why is home buying so important

Why are Local Retail stores still smiling in spite of Online shopping in India?

Last Updated on: 30 October, 2014   Aniket Vaishnav Leave a Comment

Retail Stores Vs Online Shopping in India

Even though online shopping in India is booming and there are more and more people buying stuff online; there is a huge chunk of Indians who prefer local retailers; why? Let’s find out. There is a boom in ecommerce and everybody seems to be shopping online in India these days, but still the local retailers, […]

Filed Under: Entrepreneurship, Personal Finance Tagged With: advantages of online shopping, disadvantages of online shopping, online shopping, online VS retail, Retail Outlets, retail therapy

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