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Interesting facts about money we always overlook

Last Updated on: 6 October, 2013   Aniket Vaishnav 2 Comments

Money matters can be tricky and it’s funny however careful we are, there are some basics of finance that we always overlook. Here are some interesting facts about money that we often ignored.   Managing one’s own money can be a big responsibility. Budgeting your monthly expenses, meeting your EMI, spending on travel and leisure, […]

Filed Under: Personal Finance Tagged With: Facts about Money, Ignored facts about Money, Savings, Savings Habit, Value of Money

How to get bargains, even in up market stores and retail outlets in India?

Last Updated on: 9 October, 2013   Aniket Vaishnav Leave a Comment

Lot of us feel shy or awkward to bargain in up market stores and retail outlets, but did you know it’s possible to do so and get a good deal. Here’s how you can get discounts and bargains in up market retail outlets in India.     As Indians we are born bargainers and its […]

Filed Under: Personal Finance Tagged With: Bargains, Discounts and Offers, Retail Outlets, Savings

12 Money Saving Tips in India when you are on a tight income

Last Updated on: 9 October, 2013   Aniket Vaishnav 11 Comments

Not all earn a bomb of a salary and if you are starting out, it is all the more unlikely to earn big straight away. These simple money saving tips can go a long way not leave you broke at the end of the month.   With the economy tight and new jobs tough to […]

Filed Under: Personal Finance Tagged With: Investments, Money Saving Tips, Save money in India, Savings

5 ways to deal with salary cuts or financial crunches?

Last Updated on: 9 October, 2013   Aniket Vaishnav Leave a Comment

With the economy hitting the rough road, a lot of companies are feeling the pinch and resorting to pay cuts or lowered salary for their employees. If you are one of those, here’s how you can tackle the situation and manage to survive.   The word recession was once learnt by us in history books […]

Filed Under: Personal Finance Tagged With: Financial Crunch, Investment Getting Started, Pay Cuts, Salary cuts, Savings

The truth about zero percent schemes

Last Updated on: 9 October, 2013   Aniket Vaishnav 4 Comments

Are zero percent EMI schemes really that? Do I really get zero percent interest? Are zero percent schemes genuine? Get all these questions answered here.   Zero. We Indians invented it, so why not dish it out to all as schemes and offers? This is what seems to be the trend now days as a […]

Filed Under: Personal Finance Tagged With: Credit Cards, Credit Purchase, Savings, Zero Percent Finance, Zero Percent Schemes, Zero Processing Fees

Investment Tips for Beginners: Part 4

Last Updated on: 12 December, 2013   Aniket Vaishnav 10 Comments

Now that you have a brief overview and knowledge of the type of investment and savings option you have, let’s get started with things you can do to get your investment ball rolling with minimized risks. As this post is all about helping beginners with investments, I have listed down more traditional and tried and […]

Filed Under: Investments, Personal Finance Tagged With: Investment Types, Investments, IT returns, LIC, Mutual Funds, PPF, Recurring Deposit, Savings, ULIP

Investment Tips for Beginners: Part 3

Last Updated on: 9 October, 2013   Aniket Vaishnav 4 Comments

Once we know the Common Mistakes to avoid we can look at the typical type of investments and understanding them before we put in any sort of money in any schemes.  What are the typical investment products?  When you are new to investments it is advisable to opt for secured investments over speculative or fluctuating […]

Filed Under: Investments, Personal Finance Tagged With: Debt Investments, Equity Investments, Investment Types, Investments, Savings

Investment Tips for Beginners: Part 2

Last Updated on: 9 October, 2013   Aniket Vaishnav 2 Comments

After understanding the importance of investing; In this segment we will cover how to avoid some common mistakes before investing. Getting started with investments: The way to sound investments and developing a decent corpus is a constant learning process. However the key is to understand not the jargon, but the basics of how money works […]

Filed Under: Investments, Personal Finance Tagged With: Investment Getting Started, Investment Mistakes, Investments, Safe Investment, Savings

Investment Tips for Beginners: Part 1

Last Updated on: 9 October, 2013   Aniket Vaishnav 2 Comments

Very often people neglect the importance of investments until too late in their lives and miss out on early advantage for making sound investments. In this 4 part series we will see how one can get started investing very early on in their careers. PART 1 Investments can often create confusion and a lot of […]

Filed Under: Investments, Personal Finance Tagged With: How to Invest, Investment Getting Started, Investments, Safe Investment, Savings

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