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What is your employment type? Understand the Nature of your Employment.

Last Updated on: 18 October, 2013   Aniket Vaishnav 4 Comments

Are you an Employee or Contracted Professional

Do you really know the nature of your employment? Are you an Employee of the company you work for or are you a contracted professional, who is on a retainer ship contract? You get Form 16 or Form 16A? So you have a great job, with great pay and … [Continue reading]

Filed Under: Personal Finance Tagged With: Credit Cards, Form 16, Form 16A, Home Loan Eligibility, Home Loans, Professional, Salaried, Type of Employment

Financial Crisis: 8 things to learn from it

Last Updated on: 15 October, 2013   Aniket Vaishnav Leave a Comment

What to learn in a Financial Crisis

Financial Crisis can leave you in shambles, but it also teaches a lot of important lessons for life. Sometimes Financial Crisis can actually be good for you. Here's why. A Financial Crisis can make or break your future financial life and for all … [Continue reading]

Filed Under: Personal Finance Tagged With: Financial Crisis, Financial Crunch, Financial Lessons, Savings, Savings Habit, Things to learn

Mutual Funds: Growth / Dividend / Dividend Reinvestment, Which one should you, choose?

Last Updated on: 12 October, 2013   Aniket Vaishnav Leave a Comment

Mutual fund investment option

Are you thinking of investing in mutual funds? Have you finalized a fund based on past performance? Great! But which option will you choose; Growth, Dividend or Dividend Reinvestment? If you have decided to invest in a Mutual Fund, firstly let me … [Continue reading]

Filed Under: Investments, Mutual Funds Tagged With: Dividend Option, Dividend Reinvestment Option, Growth Option, Invest in Mutual Funds, Mutual Funds

Multiple Health Insurance Policies: How it works?

Last Updated on: 9 October, 2013   Aniket Vaishnav 10 Comments

Multiple Health Cover

A lot of us often wonder if we can take multiple health insurance policies, how to settle claims for more than one health insurance policy etc. Well, here are some things you must know before opting for more than one mediclaim policy. A lot of … [Continue reading]

Filed Under: Insurance Tagged With: mediclaim, Mediclaim India, Mediclaim policy, more than one health insurance policy, multiple health cover, multiple health insurance policies

8 ways How to use your Credit Card Sensibly?

Last Updated on: 6 October, 2013   Aniket Vaishnav Leave a Comment

Credit Card Usage in India

With credit cards being as common as common cold, a lot people get into the habit of 'misusing' or 'over-using' this plastic money and get into debt traps that they can't handle. Here are ways to use your credit card sensibly. Credit card is a … [Continue reading]

Filed Under: Personal Finance Tagged With: Credit Card Dues, Credit Cards, credit cards in India, debt, sensbile use of credit card

Manage your own Money: Why and How?

Last Updated on: 12 December, 2013   Aniket Vaishnav Leave a Comment

We work hard to earn money to better our lives every single day. But how do we treat this hard-earned money? Do we manage it ourselves? I don't think so. We all should manage our own money. Here's why. 'Manage your own money' - A good topic that … [Continue reading]

Filed Under: Personal Finance Tagged With: Investments, Manage your own money, Money Management, Savings, Savings Habit

KISS investing: The right thing to do to your Investments.

Last Updated on: 6 October, 2013   Aniket Vaishnav Leave a Comment

With so much information floating around on investments and financial strategies, it is easy to get carried away. However it is always a good option to KISS investments or in other words, Keep It Simple, Stupid for Investing, here's how. The … [Continue reading]

Filed Under: Investments Tagged With: Debt Investments, Fixed Deposits, Investments, K.I.S.S Investing, Keep It Simple Stupid Investment, Mutual Funds

4 Alternative Options to Fixed Deposits in India

Last Updated on: 6 October, 2013   Aniket Vaishnav 1 Comment

Ever wondered if you had an option to invest in something other than Bank Fixed Deposits, but not involve much risk like stocks, Mutual Funds, etc? Well there are actually a few alternative options to FDs in India. For a lot of us bank Fixed … [Continue reading]

Filed Under: Investments, Personal Finance Tagged With: Bank FD, Bank Fixed Deposits, Company Fixed Deposit, Corporate FD, Debt Funds, Fixed Maturity Plans, FMP, Government Bonds, Options to FDs

Your Gold investment can be actually a Dead Asset; Here’s Why?

Last Updated on: 6 October, 2013   Aniket Vaishnav 9 Comments

Somehow the trust and madness over Gold never dies down. However, it can be a bad investment and can actually result in Gold being a Dead Asset to 'invest' in and in this post we shall see why is Gold a Dead Asset.   On reading the post … [Continue reading]

Filed Under: Gold, Investments Tagged With: Asset Building, Dead Asset, Gold, Gold Investment, Gold Savings, Investments

8 Things to remember before taking mediclaim in India

Last Updated on: 6 October, 2013   Aniket Vaishnav 1 Comment

If you are planning to get a mediclaim policy, remember these things before opting for a mediclaim in India as health insurance is among the most important insurances in one’s life and you shouldn’t go wrong with it.   Health insurance or … [Continue reading]

Filed Under: Insurance Tagged With: Claim Settlement, Health cover, Health Insurance, Insurance, medicl, mediclaim, Mediclaim India, Pre-existing Disease

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