A secured credit card is a category of credit card specially designed for people who cannot apply for a regular credit card owing to lacklustre credit rating. People having a limited or nil credit score may come across a situation where they are not able to secure regular credit cards. For them, the best credit […]
What is your employment type? Understand the Nature of your Employment.
Do you really know the nature of your employment? Are you an Employee of the company you work for or are you a contracted professional, who is on a retainer ship contract? You get Form 16 or Form 16A? So you have a great job, with great pay and you have got the world at […]
8 ways How to use your Credit Card Sensibly?
With credit cards being as common as common cold, a lot people get into the habit of ‘misusing’ or ‘over-using’ this plastic money and get into debt traps that they can’t handle. Here are ways to use your credit card sensibly. Credit card is a great option for a lot of people as it can […]
6 Things to remember before getting a Credit Card in India
With Credit Cards becoming ever so popular when it comes to making payments and using to avail various 0% finance schemes, one must be tempted to have a credit card. If you are planning to get a credit card for yourself; here are things to remember before getting a credit card in India. Credit […]
Credit Card Loans vs. Personal Loans: Which one should you choose?
Credit cards Loans and Personal loans are both expensive in terms of interest rates, so which one should you go for? There are few pros and cons you should consider before you opt for either Credit card Loan or Personal Loan. Credit cards provide us with urgent cash when we need it, provided it […]
The truth about zero percent schemes
Are zero percent EMI schemes really that? Do I really get zero percent interest? Are zero percent schemes genuine? Get all these questions answered here. Zero. We Indians invented it, so why not dish it out to all as schemes and offers? This is what seems to be the trend now days as a […]