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4 Alternative Options to Fixed Deposits in India

Last Updated on: 6 October, 2013   Aniket Vaishnav 1 Comment

Ever wondered if you had an option to invest in something other than Bank Fixed Deposits, but not involve much risk like stocks, Mutual Funds, etc? Well there are actually a few alternative options to FDs in India. For a lot of us bank Fixed Deposits are the best form of secured Investments and the […]

Filed Under: Investments, Personal Finance Tagged With: Bank FD, Bank Fixed Deposits, Company Fixed Deposit, Corporate FD, Debt Funds, Fixed Maturity Plans, FMP, Government Bonds, Options to FDs

Why is PAN card important in India?

Last Updated on: 6 October, 2013   Aniket Vaishnav 50 Comments

Introduced as mainly a way to identify an individual from taxation point of view, the PAN card is used for various other purposes as well. In this post let us have a look at situations where you will need a PAN card in India and why is PAN card important in India.   Permanent Account […]

Filed Under: Personal Finance Tagged With: Cash Transaction, Income Tax, IT returns, PAN card, Tax

6 Things to remember before getting a Credit Card in India

Last Updated on: 6 October, 2013   Aniket Vaishnav Leave a Comment

With Credit Cards becoming ever so popular when it comes to making payments and using to avail various 0% finance schemes, one must be tempted to have a credit card. If you are planning to get a credit card for yourself; here are things to remember before getting a credit card in India.   Credit […]

Filed Under: Personal Finance Tagged With: CIBIL, Credit Card Dues, Credit Cards, credit cards in India, credit score, Zero Percent Schemes

15 ways How to teach your kid about money?

Last Updated on: 6 October, 2013   Aniket Vaishnav Leave a Comment

Most of us feel that money is not the subject to be discussed with children. This is however a BIG mistake. They should be taught about finance from very early and here are ways to teach your kid about money. A lot of us refrain from discussing money with our children thinking it is too […]

Filed Under: Personal Finance Tagged With: Child Finances, Kid's Money, Savings, Teach Kids about Money

9 Life Insurance Mistakes to avoid in India

Last Updated on: 6 October, 2013   Aniket Vaishnav Leave a Comment

While Insurance is the most common investment option chosen by most Indians; a lot of us make mistakes when it comes to Life Insurance decisions. Let us have a look as to how to avoid common life insurance mistakes in India.   A lot of you must be aware of the fact that Insurance is […]

Filed Under: Insurance, Personal Finance Tagged With: Endowment Policy, Insurance, Insurance Mistakes, Life Insurance, Life Insurance Mistakes in India, Term Plan, ULIP

10 Money Saving Tips for People Living Alone

Last Updated on: 6 October, 2013   Aniket Vaishnav 4 Comments

It’s pretty common for a lot of young working individuals to live alone these days, and this often adds to a lot of outflow and too little savings. Here are ways in which you can save while living alone in India.   With unconventional jobs and a lot of business hubs developing in certain parts […]

Filed Under: Personal Finance Tagged With: Investments, Money Saving Tips, Savings, savings for singles, Savings Habit

How to achieve financial Independence in India? 12 ways to be financially independent

Last Updated on: 6 March, 2018   Aniket Vaishnav 6 Comments

12 ways to get financial freedom in India

How about you being able to celebrate your own Independence Day! Your Financial Independence Day to be more precise. Let’s have a look at what you can and must do to be financially independent in India. While money cannot buy all in life, being financially independent is important and not all can boast of that. […]

Filed Under: Personal Finance Tagged With: financial freedom, How to Invest, Investments, Savings, Savings Habit

Interesting facts about money we always overlook

Last Updated on: 6 October, 2013   Aniket Vaishnav 2 Comments

Money matters can be tricky and it’s funny however careful we are, there are some basics of finance that we always overlook. Here are some interesting facts about money that we often ignored.   Managing one’s own money can be a big responsibility. Budgeting your monthly expenses, meeting your EMI, spending on travel and leisure, […]

Filed Under: Personal Finance Tagged With: Facts about Money, Ignored facts about Money, Savings, Savings Habit, Value of Money

How to get bargains, even in up market stores and retail outlets in India?

Last Updated on: 9 October, 2013   Aniket Vaishnav Leave a Comment

Lot of us feel shy or awkward to bargain in up market stores and retail outlets, but did you know it’s possible to do so and get a good deal. Here’s how you can get discounts and bargains in up market retail outlets in India.     As Indians we are born bargainers and its […]

Filed Under: Personal Finance Tagged With: Bargains, Discounts and Offers, Retail Outlets, Savings

12 Money Saving Tips in India when you are on a tight income

Last Updated on: 9 October, 2013   Aniket Vaishnav 11 Comments

Not all earn a bomb of a salary and if you are starting out, it is all the more unlikely to earn big straight away. These simple money saving tips can go a long way not leave you broke at the end of the month.   With the economy tight and new jobs tough to […]

Filed Under: Personal Finance Tagged With: Investments, Money Saving Tips, Save money in India, Savings

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