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You are here: Home / Archives for Aniket Vaishnav

Our Generation: How we complicate our simple lives, financially and otherwise

Last Updated on: 6 May, 2014   Aniket Vaishnav Leave a Comment

How easily we mess our finances

The generation we belong to, finds it so easy to complicate matters and mess up a perfectly fine and stable financial life that can be easy to manage and live with and build wealth. A few days back I was out and about at a mall. I saw a kid with his parents crossing a […]

Filed Under: Personal Finance Tagged With: Bank FD, complicating finances, Financial Crisis, Financial Lessons, financial mistakes, Ignored facts about Money, Manage your own money, messing up finances, mistakes, Mutua, PPF, RD account, Savings

Wrong NEFT Transactions; Now What? It is not as simple as it sounds

Last Updated on: 3 May, 2014   Aniket Vaishnav 184 Comments

Wrongly credited accounts via NEFT

We all use online banking for transfer of funds and usually the method that most of use is NEFT. However convenient it is, what would you do if the money is transferred to a wrong account or you have received the money from a Wrong Account? NEFT or National Electronic Fund Transfer is used for […]

Filed Under: Personal Finance Tagged With: banking, internet banking, Internet banking mistakes, NEFT transaction gone wrong, NEFT transfer, net banking mistakes, safe online banking, wrong NEFT transfers

8 Internet Banking Mistakes most of us make

Last Updated on: 30 April, 2014   Aniket Vaishnav Leave a Comment

Avoid these mistakes when using internet banking in India

Internet banking is a boon and a great time saver in our lives. However, internet banking also comes with its fair share of risks and most of them are caused by our own mistakes. Here are some internet banking mistakes to avoid in India. Online banking is used by almost everyone these days at least […]

Filed Under: Personal Finance Tagged With: advantages of online shopping, banking, internet banking, Internet banking mistakes, Investment Frauds, mistakes to avoid when using online banking, online fraud, safe online banking, Savings, scam

Pros and Cons of Online Shopping in India

Last Updated on: 27 April, 2014   Aniket Vaishnav Leave a Comment

what are the pros and cons of online shopping in India

Online shopping has rapidly emerged as preferred shopping method for a lot urban population. While it is great to shop at a click of a button, there are always certain advantages and disadvantages of online shopping in India. Online shopping is great and there are almost always lots of offers, discounts and various things to […]

Filed Under: Personal Finance Tagged With: advantages of online shopping, disadvantages of online shopping, Money Saving Tips, online shopping, plan shopping, pros and cons of online shopping, Save money in India, saving money shopping online, shopping tips, shopping trips

6 ways How to save money when shopping online in India

Last Updated on: 2 July, 2014   Aniket Vaishnav 6 Comments

best deals online in India

With the rise in the reach of internet, online shopping has emerged as a strong medium for consumers to compare and buy stuff with convenience. Here’s a guide how to save money shopping online in India. Online shopping seems to be gaining momentum by the day. New and new e-commerce sites are going live each […]

Filed Under: Personal Finance Tagged With: best online deals, how to save, how to save online in India, Money Saving Tips, online deals in India, online shopping, Save money in India, save money online, save money when shopping online in India, saving money shopping online

Why you Spend more, when you Actually Don’t find what you want to shop for?

Last Updated on: 18 April, 2014   Aniket Vaishnav Leave a Comment

Why we buy things when did not find what we needed

So often we go shopping and don’t find the thing we are looking for. Still, we end up spending more! Yes, we do. Here’s why this happens to almost all of us. Shopping in any form, be it out of necessity or just in the name of therapy, is often loved by people of all […]

Filed Under: Personal Finance Tagged With: buying more when we don't find thing we needed, forced savings, Money Saving Tips, plan shopping, sales tactics, shopping tips, silent marketing

PPF account Online: How to Do it?

Last Updated on: 15 April, 2014   Aniket Vaishnav 11 Comments

Public Provident Fund Account Online in India

With things going online, PPF account is also not far behind. You can transact and make PPF online payment just like most other net banking transactions. Here’s how to do it. Net Banking has really made life easy for a lot of us, to a great extent. A lot of transactions that required 30 minutes […]

Filed Under: Investments, Personal Finance Tagged With: All you need to know about PPF, Online PPF Account, PPF, PPF for minor, PPF Online Account, PPF Online In India, Public Provident Fund, Public Provident Fund Online, Transfer PPF from Post Office to Bank

Opening PPF account for your Kid? Here’s what you should know

Last Updated on: 12 April, 2014   Aniket Vaishnav 12 Comments

How to open a PPF account for Minor

PPF account for a minor can be a great way to plan for their future and build a corpus for when they are adults. However, here are some important things to know about PPF account for a minor. PPF account or Public Provident Fund account is a great tax saving guaranteed returns product that one […]

Filed Under: Investments, Personal Finance Tagged With: All you need to know about PPF, Invest for Child, PPF, PPF for minor, PPF for your child, Public Provident Fund, tax benefit

Planning to save for the “Future”; What if that “Future” never came?

Last Updated on: 20 January, 2016   Aniket Vaishnav Leave a Comment

saving for a better tomorrow

We all save for tomorrow – the future. But when does that “future” actually come? Have you considered buying certain things in the present? This being the 100th post on stepupmoney.com, I could have easily done something to co-relate to the number 100, like 100 ways to save money or 100 tips to better investments […]

Filed Under: Personal Finance Tagged With: Investment Getting Started, Investments, investments for the future, Money Saving Tips, right time to buy, Save money in India, saving for the future, Savings, savings for singles, spend money to save money, when is the right time to spend

Why are Less number of People Opting for Loans?

Last Updated on: 7 April, 2014   Aniket Vaishnav 1 Comment

people don't want loans

Lending seems to have taken a hit in the past year or so and while the interest rates are only a part of the picture, the main issue is something even graver. There was a time when EMI was an easy word. Things were available on EMI and the term was not just associated with […]

Filed Under: Personal Finance Tagged With: Cheaper Loans, Credit card Loans, Home Loan Eligibility, loan affordability, Loan Eligibility Criteria, Loans in India, people don't want loans, people shying away from loans

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