Debt consolidation may sound intimidating, but it shouldn’t scare you. In fact, debt consolidation is a helpful tool to manage multiple debts and their multiple due dates. When you consolidate your debt, you take a new loan to pay off your multiple existing loans. Ways to Consolidate Your Debt Here are 3 common ways of […]
7 Things to remember before taking ANY KIND OF LOAN
Taking a loan is an important decision even if it is a small amount. There are certain things you should always remember before even considering any loan. Loans come in all sizes, if that is an appropriate term. Anyway, home loans are a BIG commitment while car loans are relatively lesser burden. Credit card payments […]
Why are Less number of People Opting for Loans?
Lending seems to have taken a hit in the past year or so and while the interest rates are only a part of the picture, the main issue is something even graver. There was a time when EMI was an easy word. Things were available on EMI and the term was not just associated with […]
The ‘Loan’ly Life – We live and breathe EMI
Buying stuff on loan has made our life so easy that everything is available on EMI. But EMI is a great tool as well as terminal disease that eats your life. Here’s why As a continuation from our previous post on Affordability and the Myths about it, we focus on Loans and EMI and what […]
Credit Card Loans vs. Personal Loans: Which one should you choose?
Credit cards Loans and Personal loans are both expensive in terms of interest rates, so which one should you go for? There are few pros and cons you should consider before you opt for either Credit card Loan or Personal Loan. Credit cards provide us with urgent cash when we need it, provided it […]
Gold Loans vs. Personal Loans: 7 Reasons why Gold Loans score over personal loans
If you are in need of some short term funds and need them quick, your choices are either personal loans or gold loans. Let us look at which one is better and when should you choose Gold loans over personal loans. Often I come across people needing urgent cash invariably going for personal loans. […]
8 Things to remember before getting Gold Loans in India
Gold Loans are gaining popularity in our country and while they are better over a lot of other types of loans, here are some things that you should keep in mind before getting Gold Loans in India. With television commercials singing ‘jab ghar mein pada ho sona, fir kahe ko rona’, the number of […]
7 Alternate options to personal loans in India
We often think of personal loans for urgent cash needs. However there are a lot of other cheaper options than personal loans that you should consider. Here are the 7 best alternatives to personal loans in India. Very often people scamper for a personal loan when met with some financial urgency or meeting the […]