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9 Life Insurance Mistakes to avoid in India

Last Updated on: 6 October, 2013   Aniket Vaishnav Leave a Comment

While Insurance is the most common investment option chosen by most Indians; a lot of us make mistakes when it comes to Life Insurance decisions. Let us have a look as to how to avoid common life insurance mistakes in India.   A lot of you must be aware of the fact that Insurance is […]

Filed Under: Insurance, Personal Finance Tagged With: Endowment Policy, Insurance, Insurance Mistakes, Life Insurance, Life Insurance Mistakes in India, Term Plan, ULIP

Why should you never ‘Invest’ in Life Insurance?

Last Updated on: 12 December, 2013   Aniket Vaishnav Leave a Comment

While Life Insurance is often an obvious part of your investment portfolio, Life Insurance should never be your investment. Here’s why you should never mix insurance and investment.   Insurance is never a good investment. While this statement maybe surprising or most of you may think I am out of my mind; during the course […]

Filed Under: Insurance, Investments Tagged With: Endowment Policy, Equity Investments, Insurance, Investments, LIC, PPF, Term Insurance, ULIP

Why should Life Insurance be your First Investment?

Last Updated on: 6 October, 2013   Aniket Vaishnav 1 Comment

With so many investment options available, one is often tempted to go for returns over Life Insurance. This is a mistake one should avoid and have Life Insurance as your first and foremost Investment option. Investments are important for a sound financial life. However people only think of investments as a process where they put […]

Filed Under: Insurance, Investments Tagged With: Endowment Policy, Insurance, Investments, LIC, Term Insurance, Term Plan

10 Money Saving Tips for People Living Alone

Last Updated on: 6 October, 2013   Aniket Vaishnav 4 Comments

It’s pretty common for a lot of young working individuals to live alone these days, and this often adds to a lot of outflow and too little savings. Here are ways in which you can save while living alone in India.   With unconventional jobs and a lot of business hubs developing in certain parts […]

Filed Under: Personal Finance Tagged With: Investments, Money Saving Tips, Savings, savings for singles, Savings Habit

How to achieve financial Independence in India? 12 ways to be financially independent

Last Updated on: 6 March, 2018   Aniket Vaishnav 6 Comments

12 ways to get financial freedom in India

How about you being able to celebrate your own Independence Day! Your Financial Independence Day to be more precise. Let’s have a look at what you can and must do to be financially independent in India. While money cannot buy all in life, being financially independent is important and not all can boast of that. […]

Filed Under: Personal Finance Tagged With: financial freedom, How to Invest, Investments, Savings, Savings Habit

Credit Card Loans vs. Personal Loans: Which one should you choose?

Last Updated on: 6 October, 2013   Aniket Vaishnav Leave a Comment

Credit cards Loans and Personal loans are both expensive in terms of interest rates, so which one should you go for? There are few pros and cons you should consider before you opt for either Credit card Loan or Personal Loan.   Credit cards provide us with urgent cash when we need it, provided it […]

Filed Under: Loans Tagged With: Credit card Loans, Credit Cards, Loans in India, Personal Loans, Personal Loans in India

Interesting facts about money we always overlook

Last Updated on: 6 October, 2013   Aniket Vaishnav 2 Comments

Money matters can be tricky and it’s funny however careful we are, there are some basics of finance that we always overlook. Here are some interesting facts about money that we often ignored.   Managing one’s own money can be a big responsibility. Budgeting your monthly expenses, meeting your EMI, spending on travel and leisure, […]

Filed Under: Personal Finance Tagged With: Facts about Money, Ignored facts about Money, Savings, Savings Habit, Value of Money

Gold Loans vs. Personal Loans: 7 Reasons why Gold Loans score over personal loans

Last Updated on: 9 October, 2013   Aniket Vaishnav Leave a Comment

If you are in need of some short term funds and need them quick, your choices are either personal loans or gold loans. Let us look at which one is better and when should you choose Gold loans over personal loans.   Often I come across people needing urgent cash invariably going for personal loans. […]

Filed Under: Loans Tagged With: Cheaper Loans, Gold Loan, Gold Loans in India, Loans in India, Personal Loans, Personal Loans in India

8 Things to remember before getting Gold Loans in India

Last Updated on: 9 October, 2013   Aniket Vaishnav Leave a Comment

Gold Loans are gaining popularity in our country and while they are better over a lot of other types of loans, here are some things that you should keep in mind before getting Gold Loans in India.    With television commercials singing ‘jab ghar mein pada ho sona, fir kahe ko rona’, the number of […]

Filed Under: Gold, Loans Tagged With: Gold, Gold Loan, Gold Loans in India, Loans in India, Personal Loans

7 Alternate options to personal loans in India

Last Updated on: 12 December, 2013   Aniket Vaishnav 4 Comments

We often think of personal loans for urgent cash needs. However there are a lot of other cheaper options than personal loans that you should consider. Here are the 7 best alternatives to personal loans in India.   Very often people scamper for a personal loan when met with some financial urgency or meeting the […]

Filed Under: Loans Tagged With: Cheaper Loans, Credit card Loans, Gold Loan, Loan Against Policy, Loan Against PPF, Loans in India, Personal Loans

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