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You are here: Home / Archives for Home Loan Eligibility

Why is Owning a Home a Big Deal for so many?

Last Updated on: 14 December, 2014   Aniket Vaishnav 1 Comment

Why is owning a home so important

: Owning a house is a Huge deal for so many of us, that it becomes the only thing left in our lives. Is this thought process really healthy or is it wrong? Let us find out. Home or your humble Abode or your dream home or whatever you call it; buying a Home is […]

Filed Under: Personal Finance, Real Estate Tagged With: home buying, home buying is a big deal, home is a liability, Home Loan Eligibility, Home Loans, house buying, owning your home, real estate, why is home buying so important

Why are Less number of People Opting for Loans?

Last Updated on: 7 April, 2014   Aniket Vaishnav 1 Comment

people don't want loans

Lending seems to have taken a hit in the past year or so and while the interest rates are only a part of the picture, the main issue is something even graver. There was a time when EMI was an easy word. Things were available on EMI and the term was not just associated with […]

Filed Under: Personal Finance Tagged With: Cheaper Loans, Credit card Loans, Home Loan Eligibility, loan affordability, Loan Eligibility Criteria, Loans in India, people don't want loans, people shying away from loans

What is your employment type? Understand the Nature of your Employment.

Last Updated on: 18 October, 2013   Aniket Vaishnav 4 Comments

Are you an Employee or Contracted Professional

Do you really know the nature of your employment? Are you an Employee of the company you work for or are you a contracted professional, who is on a retainer ship contract? You get Form 16 or Form 16A? So you have a great job, with great pay and you have got the world at […]

Filed Under: Personal Finance Tagged With: Credit Cards, Form 16, Form 16A, Home Loan Eligibility, Home Loans, Professional, Salaried, Type of Employment

Factors affecting your Home Loan eligibility

Last Updated on: 9 October, 2013   Aniket Vaishnav 2 Comments

Apart from your monthly income a lot of factors affect your home loan eligibility. Banks and NBFC consider a lot of aspects before giving you a sanction letter for your home loan application in India.   With banks and Non Banking Financial Companies making conscious efforts to rope in a wide and diversified customer base […]

Filed Under: Loans Tagged With: Banks and NBFC, EMI, Home Loan Eligibility, Home Loan India, Home Loans, Housing Loan, Loan Eligibility Criteria

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