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7 Things to remember before taking ANY KIND OF LOAN

Last Updated on: 21 May, 2014   Aniket Vaishnav 1 Comment

taking a loan remember these things

Taking a loan is an important decision even if it is a small amount. There are certain things you should always remember before even considering any loan. Loans come in all sizes, if that is an appropriate term. Anyway, home loans are a BIG commitment while car loans are relatively lesser burden. Credit card payments […]

Filed Under: Loans Tagged With: Cheaper Loans, Credit card Loans, Gold Loans in India, Home Loans, Loans in India, Personal Loans in India, things to remember before taking loans

Why are Less number of People Opting for Loans?

Last Updated on: 7 April, 2014   Aniket Vaishnav 1 Comment

people don't want loans

Lending seems to have taken a hit in the past year or so and while the interest rates are only a part of the picture, the main issue is something even graver. There was a time when EMI was an easy word. Things were available on EMI and the term was not just associated with […]

Filed Under: Personal Finance Tagged With: Cheaper Loans, Credit card Loans, Home Loan Eligibility, loan affordability, Loan Eligibility Criteria, Loans in India, people don't want loans, people shying away from loans

Credit Card Loans vs. Personal Loans: Which one should you choose?

Last Updated on: 6 October, 2013   Aniket Vaishnav Leave a Comment

Credit cards Loans and Personal loans are both expensive in terms of interest rates, so which one should you go for? There are few pros and cons you should consider before you opt for either Credit card Loan or Personal Loan.   Credit cards provide us with urgent cash when we need it, provided it […]

Filed Under: Loans Tagged With: Credit card Loans, Credit Cards, Loans in India, Personal Loans, Personal Loans in India

7 Alternate options to personal loans in India

Last Updated on: 12 December, 2013   Aniket Vaishnav 4 Comments

We often think of personal loans for urgent cash needs. However there are a lot of other cheaper options than personal loans that you should consider. Here are the 7 best alternatives to personal loans in India.   Very often people scamper for a personal loan when met with some financial urgency or meeting the […]

Filed Under: Loans Tagged With: Cheaper Loans, Credit card Loans, Gold Loan, Loan Against Policy, Loan Against PPF, Loans in India, Personal Loans

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